Compare Old vs New Income Tax Regime
Check which regime gives lower tax for your income with assumed deductions. This is a quick comparison estimator, not a full deduction-entry calculator.
You save ₹0.00 under the New Regime.
Old Regime Tax
₹0.00
New Regime Tax
₹0.00
Key Differences
| Feature | Old Regime | New Regime |
|---|---|---|
| Slab Rates | Higher | Lower |
| Deductions | Allowed | Limited |
| Standard Deduction | Yes | Yes |
| 80C | Yes | No |
| HRA | Yes | No |
| Suitable For | High deductions | Low deductions |
Need Detailed Slab-by-Slab Breakdown?
Open Full Income Tax CalculatorWhy Regime Choice Matters
Tax Savings Impact
Choosing the right regime can reduce your annual tax liability significantly.
Salary vs Business Differences
Rule differences for salaried and business income affect the better regime.
Deduction Dependency
Old Regime benefits taxpayers with stronger deductions and exemptions.
Take-Home Income
Lower taxes mean higher monthly take-home. Compare and choose confidently.
This page is informational and factual. It does not provide personalized advice.
High Deductions → Old Regime
If your deductions exceed about ₹3.75 Lakhs, Old Regime often wins.
Low Deductions → New Regime
Simpler slabs and lower rates make sense with minimal deductions.
Salary Can Switch Yearly
Business taxpayers have restrictions on switching back once opted.
Run Full Breakdown
Use the full calculator for slab-by-slab detail before deciding.
Frequently Asked Questions
It depends on your deductions. Higher deductions tend to favor the Old Regime; minimal deductions often favor the New Regime.
No, the New Regime generally does not allow 80C (except employer NPS 80CCD(2) and standard deduction where applicable).
Salaried individuals can choose every year. Business income taxpayers have restrictions on switching back.
Yes, this estimator uses FY 2025-26 rules and applies rebate, surcharge tiers, marginal relief, and cess.